Money Tracker

The receipts that could explain where the salary went by the 20th are crumpled at the bottom of a coat pocket. With Money Tracker, each expense goes into the phone as it happens and counts against a monthly budget. Charts and monthly reports show which categories take the biggest share.

Apart from typing, you can hold the mic and say "lunch 12" or photograph a receipt. The AI then fills in the amount and category for you to check before saving. The same assistant answers questions about your own records, for example how much budget is left this month.

Entries come from you or from imported statements in CSV, Excel, PDF or image form, and the app never asks for a bank login. On Android, an optional feature reads payment notifications from banking apps and adds them after you confirm.

Separate books keep business spending apart from personal, and entries in other currencies are converted with exchange rates. A split book for trips or shared rent records who paid and shows who owes whom. Without sign-in, records stay on the phone; after sign-in they are backed up to a Money Tracker account and sync across devices.