InvoiceAdept

The job is finished, the van is packed, and the invoice is still a number you are trying to remember. For self-employed tradespeople, the invoice often gets written days after the job, and more evenings then go on chasing customers who have not paid. With InvoiceAdept, the invoice goes out from a phone before they leave the site. It travels by email or WhatsApp with a Stripe link for card payment, and late payers get automatic reminders. Once Stripe confirms the payment, the invoice is marked as paid.

Building work in the UK comes with the Construction Industry Scheme (CIS), under which a contractor holds back part of a subcontractor's pay as tax. The invoice has to split labour from materials and show that deduction, and InvoiceAdept works it out along with VAT. Its exportable records follow HMRC's Making Tax Digital (MTD) rules for digital tax records. Filing the CIS and MTD returns stays with you or your accountant.

The site also has a stand-alone builder for one-off PDF invoices, usable without an account. It has a field for each detail a UK invoice must include and takes your logo. Besides pounds, it handles euros, dollars and other currencies. The builder page says nothing reaches the company's servers unless you sign up and save the invoice. Recent invoices stay in your browser to speed up the next one.