IndiaInsurances

Two health policies can look alike in the brochure and pay out differently at the hospital, because the limits sit deep in the policy wording. For Indian insurance products, IndiaInsurances reads those wordings and answers questions on room rent, waiting periods, co-pay and exclusions. Each answer quotes the clause and page it comes from, and two products can be compared side by side.

An AI model reads each product's documents against a fixed list of questions. Every answer has to quote the wording it rests on, and automatic checks confirm that the quote and its numbers appear in the cited clause. Each fact shows how far it was checked, and gaps in the documents read "not stated".

Of the 16,926 products the home page lists from the insurance regulator's registers, 3,769 have been read by machine and 135 read twice. Developers and AI assistants get the same data through a REST API and an MCP server without a key.

For a rejected claim, the complaint section lists the insurer's grievance contacts and the right forms and drafts a letter quoting the rules, which you send yourself. If the insurer does not settle, the next steps are the regulator's complaint portal Bima Bharosa and the Insurance Ombudsman. The site says it sells no insurance and takes no commission, and a help team answers questions on buying or claiming by email.